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You can save time if you have the following items with you when you visit your lender. Depending on your lender, you may be asked for other information.
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1.        Social Security numbers for both you and your spouse, if both of you are applying for the loan.
2. Â Â Â Â Â Â Â Copies of your checking and savings account statements for the past six months.
3. Â Â Â Â Â Â Â Evidence of any other assets such as bonds or stocks.
4. Â Â Â Â Â Â Â A recent paycheck stub detailing your earnings.
5. Â Â Â Â Â Â Â A list of all credit card accounts and the approximate monthly amounts owed on each.
6. Â Â Â Â Â Â Â A list of account numbers and balances due on outstanding loans, such as car loans.
7. Â Â Â Â Â Â Â Copies of your last two years of income tax statements.
8. Â Â Â Â Â Â Â The name and address of someone who can verify your employment.
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